The cost of Insurance or the cost of anything.

Basic principle. If there is a lot of it and easy to get, it, whatever it is, it doesn't cost much. If there is not much of it and it is hard to get the cost of it goes up. When the cost of raw materials that make up a bar of soap, a box of cornflakes or a whole bunch of other consumer goods goes up, the quantity in the package goes down to maintain the same package price. Obama is trying to drive down the cost of health insurance down by forbidding the insurance companies to raise their prices. Two things are going to happen. Insurance benefits will remain the same and the insurance company will loose money until it goes out of business. The other thing that can happen is a decrease in benefits. The insurance is going to be in a smaller package.